Tired of Your Bank Taking Advantage of You?

Tired of Your Bank Taking Advantage of You, Dump Your Bank’s High Fees.

Dump Your Bank’s High Fees.

RL Paler Investment Advisors, LLC clients can now more simply and conveniently manage their cash — without incurring access fees — thanks to newly enhanced, Online Cash Services from TD Ameritrade, Inc.  These enhanced Online Cash Services make moving money between accounts immediate and seamless, and give investors access to their own money — free of charge.

Why pay unreasonable bank fees when you can eliminate them?

Free ATM withdrawals*
Say goodbye to ATM withdrawal fees. Use your free Visa® debit card at any ATM nationwide, and TD Ameritrade will reimburse the charges.

Free check writing
Free initial check orders and standard reorders, plus no annual fee and no minimum balance. When we say free, TD Ameritrade means it.

Free online bill pay
Handle recurring or one-time expenses with automated payments, and spend less time and money mailing paper bills.

Earn interest
Put your cash to work—even when your balance isn't invested in securities, it can still be earning interest.

FDIC protection
Rest assured that your cash is protected. Money in an Insured Deposit Account (IDA) is eligible for FDIC insurance.

Personal guidance
Get the right help when you need it, RL Paler Investment Advisors, LLC will always provide you with support with your banking and investment accounts.

*Bill pay, check-writing privileges, and debit cards are provided free of charge. Fees for checks in quantities over 100, stop payment, and returned checks apply. A funded RL Paler / TD Ameritrade account, a personal computer, Internet access, and an appropriate Web browser are required to use the online bill pay services. TD Ameritrade will not charge you a fee for withdrawing funds from any ATM nationwide. Should the ATM operator charge you a fee, TD Ameritrade will refund the amount of the fee assessed. When traveling internationally foreign banks in some circumstances may charge an ATM fee, which will not be reimbursed by TD Ameritrade.

Cash in the IDA is held at TD Bank, N.A., TD Bank USA, N.A., or both. Assets at each bank will be eligible for FDIC insurance of up to $250,000 per depositor. Because there are two banks in the IDA program, IDA balances could be covered for up to $500,000 per depositor. TD Bank N.A. and TD Bank USA, N.A. are affiliates of TD Ameritrade.